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Our Cruise Travel insurance covers you for:
Cruise Travel Insurance provides essential cover for your cruise. This includes onboard medical emergencies, cruise interruptions and cancellations, cabin confinement and lost luggage.
We can help you find a cruise Travel Insurance policy tailored to your exact needs and preferences, even if you are living with medical conditions. We also have no upper age limits on our cruise policies.
Cruise Travel Insurance is specially designed to cover all aspects of your cruise, giving you peace of mind and comprehensive protection.
Having the right kind of policy ahead of your trip is a great way to make sure your cruise is smooth sailing.
AllClear’s Cruise Insurance covers a wide range of important considerations, from essential medical and repatriation cover to missed departures, cancellations and cabin confinement if you’re ill on board.
We also provide specialist medical cover for over 1,300 different medical conditions, allowing you to cruise with confidence.
What’s covered?
What’s not covered?
You can add cruise cover to our Gold Plus policies or choose Platinum Travel Insurance, which covers cruises as standard. Check your policy wording for full details of cover.
If you would like further help, please contact us.
SWIPE TO COMPARE POLICIES
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear offers multiple types of Cruise Travel Insurance, so you can choose the one that’s right for your trip. Examples include:
AllClear gives you peace of mind when cruising with pre-existing medical conditions. We believe everyone has the right to cruise.
We can cover over 1,300 different medical conditions, ranging from asthma to heart and respiratory conditions.
Make sure you declare all of your pre-existing medical conditions that fall within the medical warranty, and we’ll ensure you’re covered for the duration of your cruise.
We can provide Cruise Cover for any medical conditions, including:
For more information on the medical conditions we cover, please contact us.
Simply complete our quick 3-step screening process to receive your quote.
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your cruise plans. This can be completed over the phone with one of our team members or online.
Get your quote.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Our experts say… “If you’re planning to take a cruise, you may think that standard Travel Insurance will be enough. However, you won’t have protection for your trip without taking out cruise cover. As well as medical cover, Cruise Travel Insurance also includes extra protection for things like cabin confinement or missed excursions.”
Lydia Cripsin – Travel Insurance expert
With over 126,000 reviews on Trustpilot, it’s easy to see what our customers think about AllClear.
“This is a return to AllClear after they ‘saved the day’ last year when our original insurance company declined to cover us when we extended our holiday and added a cruise, so there was no going anywhere else and they didn’t disappoint this year.The advisor was patient, considerate and professional. There were a few health issues to be considered and he explained everything clearly.”
– Sue
Date of experience: 17 February 2024
After being turned away by other providers, Philip found AllClear. The family opted for their Gold Plus policy. After the turbulence of finding the correct insurance provider, the Jolly family were delighted and relieved that, after all, their cruise could go ahead.
Read their story.
Yes, most cruise operators need you to have a comprehensive Travel Insurance policy in place before you set sail. You can add Cruise Cover to our Gold Plus policies or take out Platinum Travel Insurance, which covers cruises as standard.
A standard Travel Insurance policy will not cover cruise-specific risks and incidents, such as cabin confinement, missed port departures, itinerary changes, and onboard illnesses or medical emergencies.
For Annual Multi-Trip policies, you can add Cruise Cover to your existing Gold Plus policy after booking your cruise. Cruise cover is already included in platinum policies.
It’s important to ensure your policy covers cruise-specific risks like cabin confinement and missed port departures. So, whether you’re upgrading an existing policy or buying a new one, always check the details to make sure you have comprehensive cover for your cruise.
Yes, you need Travel Insurance for a domestic cruise, even though you won’t be leaving the country. Many cruise lines now require guests to have valid Travel Insurance to board
While international medical cover may not be necessary, other aspects such as cover for trip interruptions, cancellations, or lost luggage remain essential.
Yes, you need Cruise Insurance for a river cruise. You will have no cover on a river cruise if your policy doesn’t include cruise cover.
If you have a Gold Plus policy, you will need to add Cruise Cover as an optional extra onto your Annual Multi-Trip Travel Insurance to make sure you’re covered.
If you have a Platinum policy, Cruise Cover is automatically included.
Standard Travel Insurance does not cover cruises, including river cruises. Ensure you have Cruise Cover before departing, as you won’t be covered while on a cruise without this add-on.
Yes. As long as you have not yet left for your cruise you can buy Cruise Cover after booking your holiday.
Yes, as long as you’ve declared your pre-existing medical conditions beforehand, and it fits within the terms and conditions of your policy.
AllClear Cruise Travel Insurance offers compensation if scheduled port visits are cancelled due to adverse weather or timetable restrictions. Please refer to your specific policy wording for details.
Yes, you will still need Cruise Travel Insurance.
The GHIC (Global Health Insurance Card) will ensure you are entitled to the same level of treatment as a citizen of that country. However, a GHIC is not a replacement for Cruise Travel Insurance, as it does not cover you for:
Yes, holiday insurance for cruises covers both land and cruising holidays.
If you’re not going on a cruise but are looking for increased cancellation cover, you could choose AllClear Gold Plus or AllClear Platinum, where you can increase cancellation cover up to £25K per person.
Yes, Cruise Insurance can cover pre-existing medical conditions, but you need to make sure to disclose them when purchasing the policy to ensure proper cover.
If you’re planning to enjoy a cruise with your loved ones, you can protect everyone under one policy with either a Family Cruise Cover or a Group Travel Insurance.
Yes. Due to the different costs for medical treatment across the world, you need to declare the destinations of your cruise holiday.
Medical treatment on a cruise is very expensive compared to most land-based trips. As the cost of potential claims is so high, Cruise Cover can be more expensive than Standard Travel Insurance.
Where are you visiting?
Explore our helpful guides for tips to make sure you remember everything you need when cruising to one of the below destinations:
Who is travelling?
With no upper age limits, an AllClear Travel Insurance policy can give you the confidence to travel at any age.
Written by: Lydia Crispin | Travel Insurance ExpertLast Updated: 21 March 2024
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 40,000 reviews as of September 2023.